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You can purchase an iPhone with Apple Card Monthly Installations if you have one and choose it when you are configuring your iPhone.
You'll get 3% Daily Cash up front and can then pay for your device over time, without interest. Learn more about Apple Card Monthly Payments
SS Apple Card monthly installments Government, Veterans and Military Buy Programs. iPhone activation must be done for iPhone purchases made at Apple Stores by any one of the national carriers AT&T (Sprint, Verizon and T-Mobile).

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After purchase, your AT&T credit card will start to apply to your AT&T wireless bills within one to three month.
Is it really worth the cost? While it might not be the best option for everyone there are many iPhone 13 Pro Max offers at launch that can help to offset the cost. Although the iPhone 13 Pro Max is not available from all retailers, it's possible to save up to $700 by trading in an older device.
After purchase, your AT&T credit card will start to apply to your AT&T wireless bills within one to three month.

at&t

iPhone 13 Pro Max (iPhone 13 Pro Max), iPhone 13 mini (iPhone 12 mini), iPhone 13 Pro Max (iPhone 13 Pro Max), iPhone 13 Pro Max (iPhone 13 Pro Max), iPhone 13 pro, iPhone 13 Pro Max, iPhone 13 mini, iPhone 12 min, iPhone 12 small, and iPhone SE (5G) are available. AT&T (Sprint, T-Mobile, Verizon) are the three national wireless carriers for iPhones in the United States. All offer 5G service. Apple.com offers iPhone models that can be used with these networks through the Apple Store.
Quick Start allows you to restore data and content from your iCloud backup to your new iPhone.
There are some countries that do not have access to LTE data. The availability of LTE data depends on whether the carrier supports certain LTE radio frequencies. For information on international roaming rates or policies, please contact your wireless carrier.